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	<title>Comments on: What I&#8217;ve Learned About Unemployment in Massachusetts</title>
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		<title>By: Dan L</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-5/#comment-536</link>
		<dc:creator>Dan L</dc:creator>
		<pubDate>Tue, 31 Aug 2010 01:18:29 +0000</pubDate>
		<guid isPermaLink="false">#comment-536</guid>
		<description>I applied for MSP but because I was told it takes six weeks for applications to be processed, I had to pay out of pocket for two months&#039; worth of COBRA (totalling $2K for my family) while I waited.  I&#039;m in the midst of leaving messages at COBRA to see if I can get that money back seeing I found out today that I qualified for the MSP premium-free Blue Cross, which is retroactive to before those two months that I paid for.  MSP said I can request to shift to the partial reimbursement plan, but I&#039;ll only be able to get 80% back on my most recent month&#039;s payment.   Has anyone been in this situation?  Do I even have a chance of seeing most/some/all of that $2K?</description>
		<content:encoded><![CDATA[<p>I applied for MSP but because I was told it takes six weeks for applications to be processed, I had to pay out of pocket for two months&#8217; worth of COBRA (totalling $2K for my family) while I waited.  I&#8217;m in the midst of leaving messages at COBRA to see if I can get that money back seeing I found out today that I qualified for the MSP premium-free Blue Cross, which is retroactive to before those two months that I paid for.  MSP said I can request to shift to the partial reimbursement plan, but I&#8217;ll only be able to get 80% back on my most recent month&#8217;s payment.   Has anyone been in this situation?  Do I even have a chance of seeing most/some/all of that $2K?</p>
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		<title>By: Bridget O'Reilley</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-5/#comment-528</link>
		<dc:creator>Bridget O'Reilley</dc:creator>
		<pubDate>Fri, 27 Aug 2010 02:11:03 +0000</pubDate>
		<guid isPermaLink="false">#comment-528</guid>
		<description>Does anyone know if your company closes down and violates the Warn Act and the former employees must be paid their weekly wages for 60 days, does MA consider this wages and can you collect simulaneously.   I know California has an amendment that says Warn wages can&#039;t be considered wages for unemployment claims, but what about Mass.   Thanks.</description>
		<content:encoded><![CDATA[<p>Does anyone know if your company closes down and violates the Warn Act and the former employees must be paid their weekly wages for 60 days, does MA consider this wages and can you collect simulaneously.   I know California has an amendment that says Warn wages can&#8217;t be considered wages for unemployment claims, but what about Mass.   Thanks.</p>
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		<title>By: Dave Atkins</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-5/#comment-527</link>
		<dc:creator>Dave Atkins</dc:creator>
		<pubDate>Wed, 25 Aug 2010 18:14:47 +0000</pubDate>
		<guid isPermaLink="false">#comment-527</guid>
		<description>I guess it is a personal preference--I felt like going in person to file the claim was more active and positive.</description>
		<content:encoded><![CDATA[<p>I guess it is a personal preference&#8211;I felt like going in person to file the claim was more active and positive.</p>
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		<title>By: Cassandra Blout</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-5/#comment-526</link>
		<dc:creator>Cassandra Blout</dc:creator>
		<pubDate>Wed, 25 Aug 2010 17:56:37 +0000</pubDate>
		<guid isPermaLink="false">#comment-526</guid>
		<description>I stumbled across your website while researching some info regarding unemployment in Massachusetts. It&#039;s kind of funny that you mention staying positive but your first tip is rather negative; &quot;Don&#039;t bother calling on the phone&quot;. I was laid off last month and called on the phone. I had to try on two diff. occasions and wait 45 minutes to speak with someone to open my claim. After all I am unemployed and not working, so I have nothing to do for the most part. What harm does it do to wait on the phone? I understand you don&#039;t have a landline phone, most people dont. Many people have unlimited plans so they could wait on the phone. I rather do that then waste time and gas to go in person and wait in line to fill out a form. We need to understand that there are countless other individuals in the state that have been released from work, so patience is essential.</description>
		<content:encoded><![CDATA[<p>I stumbled across your website while researching some info regarding unemployment in Massachusetts. It&#8217;s kind of funny that you mention staying positive but your first tip is rather negative; &#8220;Don&#8217;t bother calling on the phone&#8221;. I was laid off last month and called on the phone. I had to try on two diff. occasions and wait 45 minutes to speak with someone to open my claim. After all I am unemployed and not working, so I have nothing to do for the most part. What harm does it do to wait on the phone? I understand you don&#8217;t have a landline phone, most people dont. Many people have unlimited plans so they could wait on the phone. I rather do that then waste time and gas to go in person and wait in line to fill out a form. We need to understand that there are countless other individuals in the state that have been released from work, so patience is essential.</p>
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		<title>By: Sylviana Mettiany</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-5/#comment-524</link>
		<dc:creator>Sylviana Mettiany</dc:creator>
		<pubDate>Sat, 21 Aug 2010 22:47:14 +0000</pubDate>
		<guid isPermaLink="false">#comment-524</guid>
		<description>Hi  I need your help!!! Please I was working for over 6 year in a company I got lay off and I started to  collecting unemployement benefits and I find a part time job. Wich I got really sick I didn&#039;t went to work for 2 day . They thought I quit. They didn&#039;t give more hours . I didn&#039;t get pay for the last week to. Anyways it is being 4 weeks that I hadn&#039;t get any unemployent check eighter. I am very confuce, I have no money I&#039;m sick and I&#039;m have no where to live because I have no money to pay rent can you tell me if it is anyway you can give an advice of what I can do  please let me know.. I will really aprecite .. Thank you:-(</description>
		<content:encoded><![CDATA[<p>Hi  I need your help!!! Please I was working for over 6 year in a company I got lay off and I started to  collecting unemployement benefits and I find a part time job. Wich I got really sick I didn&#8217;t went to work for 2 day . They thought I quit. They didn&#8217;t give more hours . I didn&#8217;t get pay for the last week to. Anyways it is being 4 weeks that I hadn&#8217;t get any unemployent check eighter. I am very confuce, I have no money I&#8217;m sick and I&#8217;m have no where to live because I have no money to pay rent can you tell me if it is anyway you can give an advice of what I can do  please let me know.. I will really aprecite .. Thank you:-(</p>
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		<title>By: Dave Atkins</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-5/#comment-516</link>
		<dc:creator>Dave Atkins</dc:creator>
		<pubDate>Fri, 13 Aug 2010 18:07:18 +0000</pubDate>
		<guid isPermaLink="false">#comment-516</guid>
		<description>My experience was that when I re-filed my claim in 2010, the benefit amount was based on only the W-2 income I earned over the previous 4 quarters. As far as I can tell, self-employment income would not reduce your qualification for future benefits, and it does not increase them because you are not paying unemployment insurance. You do pay an extra self-employment tax, but I don&#039;t believe any of that goes to the UI system.</description>
		<content:encoded><![CDATA[<p>My experience was that when I re-filed my claim in 2010, the benefit amount was based on only the W-2 income I earned over the previous 4 quarters. As far as I can tell, self-employment income would not reduce your qualification for future benefits, and it does not increase them because you are not paying unemployment insurance. You do pay an extra self-employment tax, but I don&#8217;t believe any of that goes to the UI system.</p>
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		<title>By: Lisa</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-515</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Fri, 13 Aug 2010 01:38:34 +0000</pubDate>
		<guid isPermaLink="false">#comment-515</guid>
		<description>My boyfriend is a seasonal landscaper...He works each year April - November, gets laid off and receives unemployment benefits (this has been the routine each year through the company he works for, for the past 4 years) . He is thinking of opening a DBA (also landscaping) to bring in come extra money during the work season. Our question is will the additional summer income affect his unemployment pay that he receives??</description>
		<content:encoded><![CDATA[<p>My boyfriend is a seasonal landscaper&#8230;He works each year April &#8211; November, gets laid off and receives unemployment benefits (this has been the routine each year through the company he works for, for the past 4 years) . He is thinking of opening a DBA (also landscaping) to bring in come extra money during the work season. Our question is will the additional summer income affect his unemployment pay that he receives??</p>
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		<title>By: Maureen</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-513</link>
		<dc:creator>Maureen</dc:creator>
		<pubDate>Thu, 05 Aug 2010 20:10:58 +0000</pubDate>
		<guid isPermaLink="false">#comment-513</guid>
		<description>Yodel,

My BYE date was also 7/17/10.  While the new legislation does have a provision for eliminating the penalty for part-time employment, the effective date is for claims ending on 7/24/10 or later.   Because I worked part-time, as you did, we do not benefit from that provision.   If Congress had acted earlier we would have been protected.</description>
		<content:encoded><![CDATA[<p>Yodel,</p>
<p>My BYE date was also 7/17/10.  While the new legislation does have a provision for eliminating the penalty for part-time employment, the effective date is for claims ending on 7/24/10 or later.   Because I worked part-time, as you did, we do not benefit from that provision.   If Congress had acted earlier we would have been protected.</p>
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		<title>By: Yodel</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-512</link>
		<dc:creator>Yodel</dc:creator>
		<pubDate>Thu, 05 Aug 2010 03:44:49 +0000</pubDate>
		<guid isPermaLink="false">#comment-512</guid>
		<description>Hi, I have a question.  I worked with the company that laid me off 1 day a week for the year I was unemployed. My 52 weeks of benefits expired on 7/17/10.  Now the unemployment office wants to base my benefit rate for this next year on my working that one day per week which would cut my weekly benfit rate by 2/3.  I think this has done away with by Obama signing the extension and that my benefit rate should go back to the original amount for the next 47 weeks that I am unemployed.  Am I correct?  Thank you.</description>
		<content:encoded><![CDATA[<p>Hi, I have a question.  I worked with the company that laid me off 1 day a week for the year I was unemployed. My 52 weeks of benefits expired on 7/17/10.  Now the unemployment office wants to base my benefit rate for this next year on my working that one day per week which would cut my weekly benfit rate by 2/3.  I think this has done away with by Obama signing the extension and that my benefit rate should go back to the original amount for the next 47 weeks that I am unemployed.  Am I correct?  Thank you.</p>
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		<title>By: gerald shyavitz</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-507</link>
		<dc:creator>gerald shyavitz</dc:creator>
		<pubDate>Mon, 02 Aug 2010 18:28:43 +0000</pubDate>
		<guid isPermaLink="false">#comment-507</guid>
		<description>I was employed part time in massachusetts. I left work amicably and they want me back. I left as my wife is ill and I need to be home temporarily and the distance to work is too far . the employer says I quit. is there a good cause stated here or what would be a good cause based on my fact situation?</description>
		<content:encoded><![CDATA[<p>I was employed part time in massachusetts. I left work amicably and they want me back. I left as my wife is ill and I need to be home temporarily and the distance to work is too far . the employer says I quit. is there a good cause stated here or what would be a good cause based on my fact situation?</p>
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		<title>By: Cindy</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-231</link>
		<dc:creator>Cindy</dc:creator>
		<pubDate>Tue, 11 May 2010 18:55:26 +0000</pubDate>
		<guid isPermaLink="false">#comment-231</guid>
		<description>Just wanted to let everyone know who may be just filing for unemployment. If you are going to receive the full amount of benefits...do NOT take a part time job. After you have collected for a year, they will re-figure your benefits based on that part time income. I didn&#039;t receive a check for 9 weeks so had to take a part time job (being a single mom) and now my year is coming up in 4 weeks and I was just told over the phone I will no collect $60 per week. Of course I was approved to attend school for 7 months and was told my benefits would continue until I finished school...no one ever said at $60 per week. I may have been able to find some type of job that paid more than that had I not gone to school. UGH I am so angry!!</description>
		<content:encoded><![CDATA[<p>Just wanted to let everyone know who may be just filing for unemployment. If you are going to receive the full amount of benefits&#8230;do NOT take a part time job. After you have collected for a year, they will re-figure your benefits based on that part time income. I didn&#8217;t receive a check for 9 weeks so had to take a part time job (being a single mom) and now my year is coming up in 4 weeks and I was just told over the phone I will no collect $60 per week. Of course I was approved to attend school for 7 months and was told my benefits would continue until I finished school&#8230;no one ever said at $60 per week. I may have been able to find some type of job that paid more than that had I not gone to school. UGH I am so angry!!</p>
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		<title>By: jackie</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-230</link>
		<dc:creator>jackie</dc:creator>
		<pubDate>Wed, 05 May 2010 09:58:15 +0000</pubDate>
		<guid isPermaLink="false">#comment-230</guid>
		<description>I&#039;ve been waiting for 8 weeks now to see my first UI check. I got a statement about 2 weeks ago stating how much I will receive each week. Does that mean I was granted benefits for sure? I assume I would have heard otherwise by now but I don&#039;t know who to ask. I&#039;m dying here waiting for that money!!!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been waiting for 8 weeks now to see my first UI check. I got a statement about 2 weeks ago stating how much I will receive each week. Does that mean I was granted benefits for sure? I assume I would have heard otherwise by now but I don&#8217;t know who to ask. I&#8217;m dying here waiting for that money!!!</p>
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		<title>By: LVM</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-229</link>
		<dc:creator>LVM</dc:creator>
		<pubDate>Tue, 04 May 2010 11:44:29 +0000</pubDate>
		<guid isPermaLink="false">#comment-229</guid>
		<description>Hello Dave,&lt;br /&gt;
I greatly appreciate your blog. Would you, or anyone else, be able to advise if the permanent reduction in unemployment benefits after one year will occur if the money earned is due to contract or freelance work -- as opposed to wages. Is it based at all on the amount earned? Does the fact that you are not technically employed, i.e. you pay all your own taxes, you cannot deduct any business costs, and you are completely legally liable for your work -- does that affect the definition of &quot;work&quot; as it pertains to calculating the unemployment benefit after one year? Thank you very much.</description>
		<content:encoded><![CDATA[<p>Hello Dave,<br />
I greatly appreciate your blog. Would you, or anyone else, be able to advise if the permanent reduction in unemployment benefits after one year will occur if the money earned is due to contract or freelance work &#8212; as opposed to wages. Is it based at all on the amount earned? Does the fact that you are not technically employed, i.e. you pay all your own taxes, you cannot deduct any business costs, and you are completely legally liable for your work &#8212; does that affect the definition of &#8220;work&#8221; as it pertains to calculating the unemployment benefit after one year? Thank you very much.</p>
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		<title>By: Dee</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-228</link>
		<dc:creator>Dee</dc:creator>
		<pubDate>Mon, 03 May 2010 17:07:55 +0000</pubDate>
		<guid isPermaLink="false">#comment-228</guid>
		<description>I have a question about Disaster Assistance and was wondering if anyone was going through this now.I started a job 3/29 and the next day my basement flooded-Imissed two days of work bailing out and trying to get heat and hot water.The temp agency decided to end my contract because of my attendance.I didn&#039;t qualify monetarily for regular unemployment and am stil waiting to hear if I will get disaster unemployment assistance.If anyone is goin gthrough this and has any idea ho wlong it takes to find out if you qualify please let me know!</description>
		<content:encoded><![CDATA[<p>I have a question about Disaster Assistance and was wondering if anyone was going through this now.I started a job 3/29 and the next day my basement flooded-Imissed two days of work bailing out and trying to get heat and hot water.The temp agency decided to end my contract because of my attendance.I didn&#8217;t qualify monetarily for regular unemployment and am stil waiting to hear if I will get disaster unemployment assistance.If anyone is goin gthrough this and has any idea ho wlong it takes to find out if you qualify please let me know!</p>
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		<title>By: Cindy</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-227</link>
		<dc:creator>Cindy</dc:creator>
		<pubDate>Sun, 02 May 2010 15:01:44 +0000</pubDate>
		<guid isPermaLink="false">#comment-227</guid>
		<description>I  hope someone has gone through this and can answer my question.  My initial 26 week claim has expired but I still have money left in my claim balance.  When I filed my weekly claim it said my benefits have expired and I may be eligible for an extention.  My question is what happens to the money left over?  Will I get a check this week from the money left over?</description>
		<content:encoded><![CDATA[<p>I  hope someone has gone through this and can answer my question.  My initial 26 week claim has expired but I still have money left in my claim balance.  When I filed my weekly claim it said my benefits have expired and I may be eligible for an extention.  My question is what happens to the money left over?  Will I get a check this week from the money left over?</p>
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		<title>By: CJ</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-226</link>
		<dc:creator>CJ</dc:creator>
		<pubDate>Wed, 28 Apr 2010 18:32:53 +0000</pubDate>
		<guid isPermaLink="false">#comment-226</guid>
		<description>Dave, thank you so much for this site! It&#039;s not my first visit, and as others have stated, I&#039;ve learned more here than any other site!  I also agree with others that the UE process is unnecessarily difficult and stressful.&lt;br /&gt;
&lt;br /&gt;
As for why I am here--I have a complicated UE background, but essentially trying to figure out EB (and of course can&#039;t get through on the phone ever).  Oh, and by EB I mean after the Tier I-IV extensions when you would need to submit a work search log.  If you are eligible for it, does DUA contact you?  &lt;br /&gt;
&lt;br /&gt;
For the tiered extensions it was automatic for me--and now that my balance has been at zero for 2 weeks, I am wondering if I will get something in the mail or if I am just done.  The system (when I certify) says: &quot;Our records indicate that you have no benefits remaining on this claim. If you are still unemployed after Saturday, May 01, 2010 and you worked in the past 15 months, you may file a new claim.&quot;&lt;br /&gt;
&lt;br /&gt;
Additional facts re: my claim: I was receiving the full amount of money, but for half the time (so a 6-wk extension only lasted 3 wks for me).  AND, about 2 months ago I moved to California...&lt;br /&gt;
&lt;br /&gt;
Thank you in advance for any info on EB!&lt;br /&gt;
&lt;br /&gt;</description>
		<content:encoded><![CDATA[<p>Dave, thank you so much for this site! It&#8217;s not my first visit, and as others have stated, I&#8217;ve learned more here than any other site!  I also agree with others that the UE process is unnecessarily difficult and stressful.</p>
<p>As for why I am here&#8211;I have a complicated UE background, but essentially trying to figure out EB (and of course can&#8217;t get through on the phone ever).  Oh, and by EB I mean after the Tier I-IV extensions when you would need to submit a work search log.  If you are eligible for it, does DUA contact you?  </p>
<p>For the tiered extensions it was automatic for me&#8211;and now that my balance has been at zero for 2 weeks, I am wondering if I will get something in the mail or if I am just done.  The system (when I certify) says: &#8220;Our records indicate that you have no benefits remaining on this claim. If you are still unemployed after Saturday, May 01, 2010 and you worked in the past 15 months, you may file a new claim.&#8221;</p>
<p>Additional facts re: my claim: I was receiving the full amount of money, but for half the time (so a 6-wk extension only lasted 3 wks for me).  AND, about 2 months ago I moved to California&#8230;</p>
<p>Thank you in advance for any info on EB!</p>
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		<title>By: Tasha</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-225</link>
		<dc:creator>Tasha</dc:creator>
		<pubDate>Tue, 27 Apr 2010 23:33:17 +0000</pubDate>
		<guid isPermaLink="false">#comment-225</guid>
		<description>Thank you Dave for this great site. Hoping someone can help with some explanation. I&#039;ve researched all over online, calling UI office, going to the Quincy UI office many times &amp; still can&#039;t find an answer to my questions. All the UI office says we have to reopen my claim &amp; go through &#039;the process&#039; Here&#039;s my issue. I had a full time day job for 7 years &amp; a very part time evening for about 3 years. I was laid off of day job April 16, 2009 &amp; laid off from evening job about 5-6 weeks after the 1st lay off. In those 5-6 weeks still working p/t job I did log in my wages at Tele-cert every Sunday. P/T job was 2-3 nights per week, 3 hr shifts &amp; my wages were about $59-$89 for each week when still working there. So now I have re-earnings &amp; UI has to renew my claim to see if I&#039;m eligible for a new claim with my p/t wages that will get me maybe $50 per week. If I don&#039;t have enough for a new claim they&#039;ll keep me on my original claim. I had just received 3 checks from 2 Tier before my BYE, Benefits Year Ends, on April 16th, 2010. With our Congress &amp; their deadlines for our lifelines I just made it into Tier 2. It seems that the date you get laid off depends if you get into a new tier or not. Crazy!!&lt;br /&gt;
I think my evening job was a Mortgage Co &amp; not in business anymore. Their web site is down, their phone doesn&#039;t work but UI says it has to send them a form to make sure I was laid off &amp; not a quitter. UI gives them 30 days to reply &amp; verifying my wage report. I called the UI Problem Resolution number &amp; a woman mentioned they don&#039;t see too much info about Mortgage Co including the wages I reported. How can they get any answers if the compnay isn&#039;t there any more? Like Emily had posted that this is stressful, anxious &amp; scary for all of us. Have no idea how I will pay the rent, going to food pantries &amp; will go for Food Stamps. When I was 1st laid of I made $12 too much to get Food Stamps. So the questions is how will UI calculate my monetary letter, how much money if any, I will receive? I think the checks will be retroactive. Will they calcilate my benfits from when I started getting checks, from all wages in 2009 or using any open quarters I still have? Don&#039;t think I have enough wages from 2008 as I just started the Federal Tier 2. If anyone has gone through something like this or any knowledge of what to expect I thank you in advance. I do want to let you know that the Problems Resolution is very helpful but this time they said the same, have to wait for the Process. Problem Resolution said I should know in 2-3 weeks but the UI office says 4-5 weeks. That will make homeless. Spending 7-9 hrs, 7 days a week checking all the job searching engines &amp;uploading 6-12 resumes per day. Not sitting on the couch &amp; watching TV. Looking for a job IS a full time job. I finally got 3 interviews a couple months ago. I was qualified for those Customer Service positions. When I showed up for my interview there were 5 people in front of me &amp; after interview there were 5 people waiting. All younger, many College Grads &amp; this was all for one job. I&#039;m 54 years old but thought my 28 years of experience would count for something. Like all of us we need a roof over my head, paying  utilities, car insurance &amp; something to eat. I did hear that Senator Kerry is trying to change the working part time without huring our benefits when our BYE comes. Enough babbling. I would appreciate any input anyone has about  BYE &amp; how MA would calculate a renew claim with rearnings. Good luck to all of us.</description>
		<content:encoded><![CDATA[<p>Thank you Dave for this great site. Hoping someone can help with some explanation. I&#8217;ve researched all over online, calling UI office, going to the Quincy UI office many times &amp; still can&#8217;t find an answer to my questions. All the UI office says we have to reopen my claim &amp; go through &#8216;the process&#8217; Here&#8217;s my issue. I had a full time day job for 7 years &amp; a very part time evening for about 3 years. I was laid off of day job April 16, 2009 &amp; laid off from evening job about 5-6 weeks after the 1st lay off. In those 5-6 weeks still working p/t job I did log in my wages at Tele-cert every Sunday. P/T job was 2-3 nights per week, 3 hr shifts &amp; my wages were about $59-$89 for each week when still working there. So now I have re-earnings &amp; UI has to renew my claim to see if I&#8217;m eligible for a new claim with my p/t wages that will get me maybe $50 per week. If I don&#8217;t have enough for a new claim they&#8217;ll keep me on my original claim. I had just received 3 checks from 2 Tier before my BYE, Benefits Year Ends, on April 16th, 2010. With our Congress &amp; their deadlines for our lifelines I just made it into Tier 2. It seems that the date you get laid off depends if you get into a new tier or not. Crazy!!<br />
I think my evening job was a Mortgage Co &amp; not in business anymore. Their web site is down, their phone doesn&#8217;t work but UI says it has to send them a form to make sure I was laid off &amp; not a quitter. UI gives them 30 days to reply &amp; verifying my wage report. I called the UI Problem Resolution number &amp; a woman mentioned they don&#8217;t see too much info about Mortgage Co including the wages I reported. How can they get any answers if the compnay isn&#8217;t there any more? Like Emily had posted that this is stressful, anxious &amp; scary for all of us. Have no idea how I will pay the rent, going to food pantries &amp; will go for Food Stamps. When I was 1st laid of I made $12 too much to get Food Stamps. So the questions is how will UI calculate my monetary letter, how much money if any, I will receive? I think the checks will be retroactive. Will they calcilate my benfits from when I started getting checks, from all wages in 2009 or using any open quarters I still have? Don&#8217;t think I have enough wages from 2008 as I just started the Federal Tier 2. If anyone has gone through something like this or any knowledge of what to expect I thank you in advance. I do want to let you know that the Problems Resolution is very helpful but this time they said the same, have to wait for the Process. Problem Resolution said I should know in 2-3 weeks but the UI office says 4-5 weeks. That will make homeless. Spending 7-9 hrs, 7 days a week checking all the job searching engines &amp;uploading 6-12 resumes per day. Not sitting on the couch &amp; watching TV. Looking for a job IS a full time job. I finally got 3 interviews a couple months ago. I was qualified for those Customer Service positions. When I showed up for my interview there were 5 people in front of me &amp; after interview there were 5 people waiting. All younger, many College Grads &amp; this was all for one job. I&#8217;m 54 years old but thought my 28 years of experience would count for something. Like all of us we need a roof over my head, paying  utilities, car insurance &amp; something to eat. I did hear that Senator Kerry is trying to change the working part time without huring our benefits when our BYE comes. Enough babbling. I would appreciate any input anyone has about  BYE &amp; how MA would calculate a renew claim with rearnings. Good luck to all of us.</p>
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		<title>By: Labor Flexibilty</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-224</link>
		<dc:creator>Labor Flexibilty</dc:creator>
		<pubDate>Mon, 26 Apr 2010 22:16:34 +0000</pubDate>
		<guid isPermaLink="false">#comment-224</guid>
		<description>Tanya - presuming your previous job was such that you are eligible for unemployement than once you have been approved you will be get the unemployment $ from when you applied going forward.   (FYI - sign up for the online service, and if you have a bank account sign up for direct deposit)   The drill is that once a week you report how your proceeding with your job search.   If you get any work, i.e. income, during a week you report that.  If it is over a threshold you don&#039;t get any money and your claim is &quot;closed.&quot;   If a bit later you fall back out of work you reopen the claim by calling up and talking to a (generally very nice) person.   Reopening a claim get&#039;s your money flowing again immediately, like the next day.   I have no idea how long it takes before a closed claim can be easily reopened.&lt;br /&gt;
&lt;br /&gt;
Note if you want answers from the unemployment folks you need to call, then call back on the day associated with your SS#, wait a long time - typically a half hour on hold - and then chat with the person about your question.   So don&#039;t do it from a cell phone</description>
		<content:encoded><![CDATA[<p>Tanya &#8211; presuming your previous job was such that you are eligible for unemployement than once you have been approved you will be get the unemployment $ from when you applied going forward.   (FYI &#8211; sign up for the online service, and if you have a bank account sign up for direct deposit)   The drill is that once a week you report how your proceeding with your job search.   If you get any work, i.e. income, during a week you report that.  If it is over a threshold you don&#8217;t get any money and your claim is &#8220;closed.&#8221;   If a bit later you fall back out of work you reopen the claim by calling up and talking to a (generally very nice) person.   Reopening a claim get&#8217;s your money flowing again immediately, like the next day.   I have no idea how long it takes before a closed claim can be easily reopened.</p>
<p>Note if you want answers from the unemployment folks you need to call, then call back on the day associated with your SS#, wait a long time &#8211; typically a half hour on hold &#8211; and then chat with the person about your question.   So don&#8217;t do it from a cell phone</p>
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		<title>By: Tanya</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-223</link>
		<dc:creator>Tanya</dc:creator>
		<pubDate>Mon, 26 Apr 2010 17:58:40 +0000</pubDate>
		<guid isPermaLink="false">#comment-223</guid>
		<description>I have a question that so far have found no answers to. I was laid odd about 9 weeks ago, and still in the midst of seeing if I am eligible for benefits. I have yet to receive a check. However, now I have found a temporary job (with the 2010 Census) Im not sure what Im supposed to do at all. Do I close my claim or just keep reporting how much Im making when I file my weekly unemployment? I will be making more than the part time amount I am allowed. But the job is only about 6 weeks. Do I need to open another claim after this job ends? Any information would be much appreciated.</description>
		<content:encoded><![CDATA[<p>I have a question that so far have found no answers to. I was laid odd about 9 weeks ago, and still in the midst of seeing if I am eligible for benefits. I have yet to receive a check. However, now I have found a temporary job (with the 2010 Census) Im not sure what Im supposed to do at all. Do I close my claim or just keep reporting how much Im making when I file my weekly unemployment? I will be making more than the part time amount I am allowed. But the job is only about 6 weeks. Do I need to open another claim after this job ends? Any information would be much appreciated.</p>
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		<title>By: Nick</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-222</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Mon, 05 Apr 2010 12:06:02 +0000</pubDate>
		<guid isPermaLink="false">#comment-222</guid>
		<description>I was coming to the end of my benefits a week and a half ago. I called DUA to see about getting the Tier III (IV?) extension. I was told that I had to exhaust the money in my benefit account and then the next extension would kick in automatically when I went to do the online weekly filing. So, that&#039;s what I did yesterday (Sunday). I filed for the week of 3/28 - 4/3/10. However the automated system did not do anything and my benefit banance remains at zero. The first day this week I can call DUA is Wednesday. Just wanted to check in and see if anyone else is experiencing this issue.&lt;br /&gt;
Thanks</description>
		<content:encoded><![CDATA[<p>I was coming to the end of my benefits a week and a half ago. I called DUA to see about getting the Tier III (IV?) extension. I was told that I had to exhaust the money in my benefit account and then the next extension would kick in automatically when I went to do the online weekly filing. So, that&#8217;s what I did yesterday (Sunday). I filed for the week of 3/28 &#8211; 4/3/10. However the automated system did not do anything and my benefit banance remains at zero. The first day this week I can call DUA is Wednesday. Just wanted to check in and see if anyone else is experiencing this issue.<br />
Thanks</p>
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		<title>By: Charlie</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-221</link>
		<dc:creator>Charlie</dc:creator>
		<pubDate>Wed, 31 Mar 2010 10:44:21 +0000</pubDate>
		<guid isPermaLink="false">#comment-221</guid>
		<description>Great site &amp; article Dave.&lt;br /&gt;
&lt;br /&gt;
I&#039;m still unclear about how severance works. If my company lays me off Friday and gives me 1 month of severance pay (paid as a lump sum), when am I eligible to start UI benefits? On Monday, becaus it&#039;s the first week I&#039;m not employed? Or after 4 weeks?&lt;br /&gt;
&lt;br /&gt;
Thanks!</description>
		<content:encoded><![CDATA[<p>Great site &amp; article Dave.</p>
<p>I&#8217;m still unclear about how severance works. If my company lays me off Friday and gives me 1 month of severance pay (paid as a lump sum), when am I eligible to start UI benefits? On Monday, becaus it&#8217;s the first week I&#8217;m not employed? Or after 4 weeks?</p>
<p>Thanks!</p>
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		<title>By: Pete</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-220</link>
		<dc:creator>Pete</dc:creator>
		<pubDate>Mon, 29 Mar 2010 14:24:21 +0000</pubDate>
		<guid isPermaLink="false">#comment-220</guid>
		<description>I do not get this anniversary business. I was in the middle of the first tier of my extended benefits when I was informed that my benefits were about to be exhausted. When they were completely exhausted, I called in and was told that I&#039;d reached my anniversary and that&#039;s why. Why does this override the extended benefits? It&#039;s frustrating to me because I didn&#039;t come close to exhausting the first tier, let alone the 2nd tier. Now they&#039;re telling me to wait 3 weeks while they review my claim to determine if it should be new or extended. Can someone explain why the &quot;anniversary&quot; should override extended benefits? Thanks!</description>
		<content:encoded><![CDATA[<p>I do not get this anniversary business. I was in the middle of the first tier of my extended benefits when I was informed that my benefits were about to be exhausted. When they were completely exhausted, I called in and was told that I&#8217;d reached my anniversary and that&#8217;s why. Why does this override the extended benefits? It&#8217;s frustrating to me because I didn&#8217;t come close to exhausting the first tier, let alone the 2nd tier. Now they&#8217;re telling me to wait 3 weeks while they review my claim to determine if it should be new or extended. Can someone explain why the &#8220;anniversary&#8221; should override extended benefits? Thanks!</p>
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		<title>By: Tanya</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-219</link>
		<dc:creator>Tanya</dc:creator>
		<pubDate>Sun, 28 Mar 2010 19:15:06 +0000</pubDate>
		<guid isPermaLink="false">#comment-219</guid>
		<description>I did not sign up for direct deposit... does having it mailed back it up a couple weeks? Or just a couple days? Im just a bit confused since I never got any letters or calls from the UI office telling me i was approved for benefits. I just noticed this week I actually had a balance in my account.</description>
		<content:encoded><![CDATA[<p>I did not sign up for direct deposit&#8230; does having it mailed back it up a couple weeks? Or just a couple days? Im just a bit confused since I never got any letters or calls from the UI office telling me i was approved for benefits. I just noticed this week I actually had a balance in my account.</p>
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		<title>By: Labor Flexibilty</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-218</link>
		<dc:creator>Labor Flexibilty</dc:creator>
		<pubDate>Sun, 28 Mar 2010 16:17:19 +0000</pubDate>
		<guid isPermaLink="false">#comment-218</guid>
		<description>Tanya, If you have signed up for direct deposit your first N weeks of $ should appear at some point in your account tomorrow.</description>
		<content:encoded><![CDATA[<p>Tanya, If you have signed up for direct deposit your first N weeks of $ should appear at some point in your account tomorrow.</p>
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		<title>By: Tanya</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-217</link>
		<dc:creator>Tanya</dc:creator>
		<pubDate>Sun, 28 Mar 2010 14:23:11 +0000</pubDate>
		<guid isPermaLink="false">#comment-217</guid>
		<description>Hi Everyone,&lt;br /&gt;
&lt;br /&gt;
I filed for UI March 9th of this year. Ive been doing my weekly claim, waiting to see If ive been approved. This is the first week that I have a balance in my account.Does that mean that I have been approved? Will I start getting checks regularly?</description>
		<content:encoded><![CDATA[<p>Hi Everyone,</p>
<p>I filed for UI March 9th of this year. Ive been doing my weekly claim, waiting to see If ive been approved. This is the first week that I have a balance in my account.Does that mean that I have been approved? Will I start getting checks regularly?</p>
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		<title>By: Reilly</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-216</link>
		<dc:creator>Reilly</dc:creator>
		<pubDate>Thu, 18 Mar 2010 15:15:16 +0000</pubDate>
		<guid isPermaLink="false">#comment-216</guid>
		<description>Just wanted to give everyone an update on my temporary full time work along with 1099 work.&lt;br /&gt;
&lt;br /&gt;
My claim will be closed and then re-opened when I am laid off again in 3 months.  The 1099 work will not cause any problems because 1099 employers do not pay into unemployment.  I can work 1099 simultaneously and even after I finish my temp full time stint.&lt;br /&gt;
&lt;br /&gt;
I do believe that the amount I earn as a full time employee will be taken into consideration as they re-calculate my weekly benefit but the pay will be high enough so as not to hurt that.&lt;br /&gt;
&lt;br /&gt;
Of course I&#039;m still going to look for full time work this whole time.</description>
		<content:encoded><![CDATA[<p>Just wanted to give everyone an update on my temporary full time work along with 1099 work.</p>
<p>My claim will be closed and then re-opened when I am laid off again in 3 months.  The 1099 work will not cause any problems because 1099 employers do not pay into unemployment.  I can work 1099 simultaneously and even after I finish my temp full time stint.</p>
<p>I do believe that the amount I earn as a full time employee will be taken into consideration as they re-calculate my weekly benefit but the pay will be high enough so as not to hurt that.</p>
<p>Of course I&#8217;m still going to look for full time work this whole time.</p>
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		<title>By: Christian Heels</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-215</link>
		<dc:creator>Christian Heels</dc:creator>
		<pubDate>Thu, 18 Mar 2010 04:25:50 +0000</pubDate>
		<guid isPermaLink="false">#comment-215</guid>
		<description>Excellent list! I&#039;ve learned more from this forum in about 2 days than I have at any other forum community.</description>
		<content:encoded><![CDATA[<p>Excellent list! I&#8217;ve learned more from this forum in about 2 days than I have at any other forum community.</p>
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		<title>By: Mary-Lynn</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-214</link>
		<dc:creator>Mary-Lynn</dc:creator>
		<pubDate>Wed, 10 Mar 2010 10:56:47 +0000</pubDate>
		<guid isPermaLink="false">#comment-214</guid>
		<description>2 weeks ago I received direct deposit of my UI check for the 14th week of a 20 week extension.  This was the extension voted on by Congress last November.&lt;br /&gt;
&lt;br /&gt;
Though I have been certifying weekly, I have not received any more checks.When I certify, the message comes up that I have exhausted my benefits, but this has been coming up ever since I started my new extension.&lt;br /&gt;
&lt;br /&gt;
Has anyone else had such an interruption or cessation of payment without notification?&lt;br /&gt;
 &lt;br /&gt;
As you know, it is impossible to speak to a human on the phone regarding UI.&lt;br /&gt;
&lt;br /&gt;
Thank you, Dave, and anyone else who can help.</description>
		<content:encoded><![CDATA[<p>2 weeks ago I received direct deposit of my UI check for the 14th week of a 20 week extension.  This was the extension voted on by Congress last November.</p>
<p>Though I have been certifying weekly, I have not received any more checks.When I certify, the message comes up that I have exhausted my benefits, but this has been coming up ever since I started my new extension.</p>
<p>Has anyone else had such an interruption or cessation of payment without notification?</p>
<p>As you know, it is impossible to speak to a human on the phone regarding UI.</p>
<p>Thank you, Dave, and anyone else who can help.</p>
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	<item>
		<title>By: Reilly</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-213</link>
		<dc:creator>Reilly</dc:creator>
		<pubDate>Fri, 05 Mar 2010 17:01:35 +0000</pubDate>
		<guid isPermaLink="false">#comment-213</guid>
		<description>I have a question about returning to work for a short time.  Company A laid me off in November and gave me a 1099 contract a week later for 1-4 hours  week. While I look for full time work, I just landed another 1099 opportunity today with Company B.  Right after that my old boss from company A called me and said he needs me back for 3-4 months, as a 32 hour a week employee with full benefits and I can still work my freelance jobs and he wouldn&#039;t hold that against me even if it ate into a few of his 32 hours.&lt;br /&gt;
&lt;br /&gt;
My question is, if he lays me off again in 3-4 months and I file for a new unemployment claim,  will unemployment hold the other 1099 contract with Company B against me and not let me collect again?  &lt;br /&gt;
&lt;br /&gt;
I&#039;ve left a message with my accountant to ask the same question but it is tax season so it may be a few days before I hear back.  I guess if unemployment will hold Company B 1099 against me if I get laid off again in 3 months, then I will just have to stay 1099 with Company A and suspend my current claim for three months. (The one problem is that I have to travel for company A and they will pay me mileage but not for my time on the road which would be 3-4 hours a day.)&lt;br /&gt;
&lt;br /&gt;
I still intend to keep looking for a new job in the middle of all of this!</description>
		<content:encoded><![CDATA[<p>I have a question about returning to work for a short time.  Company A laid me off in November and gave me a 1099 contract a week later for 1-4 hours  week. While I look for full time work, I just landed another 1099 opportunity today with Company B.  Right after that my old boss from company A called me and said he needs me back for 3-4 months, as a 32 hour a week employee with full benefits and I can still work my freelance jobs and he wouldn&#8217;t hold that against me even if it ate into a few of his 32 hours.</p>
<p>My question is, if he lays me off again in 3-4 months and I file for a new unemployment claim,  will unemployment hold the other 1099 contract with Company B against me and not let me collect again?  </p>
<p>I&#8217;ve left a message with my accountant to ask the same question but it is tax season so it may be a few days before I hear back.  I guess if unemployment will hold Company B 1099 against me if I get laid off again in 3 months, then I will just have to stay 1099 with Company A and suspend my current claim for three months. (The one problem is that I have to travel for company A and they will pay me mileage but not for my time on the road which would be 3-4 hours a day.)</p>
<p>I still intend to keep looking for a new job in the middle of all of this!</p>
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		<title>By: Rob K</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-212</link>
		<dc:creator>Rob K</dc:creator>
		<pubDate>Tue, 02 Mar 2010 16:34:17 +0000</pubDate>
		<guid isPermaLink="false">#comment-212</guid>
		<description>Dana --&lt;br /&gt;
I am in the same boat that you are in. Unfortunately, there is not much one can do when the benefit year expires other than file anew, and wait the 3-5 weeks that I was told by the UI office in Quincy. I suggest working with your creditors like I am doing and really tell them what is happening and the DUA&#039;s time period for making a decision and sending you your checks are completely out of your control. Sorry to suggest IOUs, but the state truly does not care about your bills unless they are elected officials who want your vote on Election Day. Also, visit your local UI office every other week for status updates and offer to do anything that you can to help expedite the process. Good Luck.</description>
		<content:encoded><![CDATA[<p>Dana &#8211;<br />
I am in the same boat that you are in. Unfortunately, there is not much one can do when the benefit year expires other than file anew, and wait the 3-5 weeks that I was told by the UI office in Quincy. I suggest working with your creditors like I am doing and really tell them what is happening and the DUA&#8217;s time period for making a decision and sending you your checks are completely out of your control. Sorry to suggest IOUs, but the state truly does not care about your bills unless they are elected officials who want your vote on Election Day. Also, visit your local UI office every other week for status updates and offer to do anything that you can to help expedite the process. Good Luck.</p>
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		<title>By: Dana</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-211</link>
		<dc:creator>Dana</dc:creator>
		<pubDate>Mon, 15 Feb 2010 15:07:51 +0000</pubDate>
		<guid isPermaLink="false">#comment-211</guid>
		<description>Dear Dave: I&#039;m reaching my one year unemployment anniversary, is there anything I can do to not interrupt my unemployment benefits? I just recently received Tier 2 a week ago and can&#039;t afford to have my benefits stopped,does anybody know what happens during this period?</description>
		<content:encoded><![CDATA[<p>Dear Dave: I&#8217;m reaching my one year unemployment anniversary, is there anything I can do to not interrupt my unemployment benefits? I just recently received Tier 2 a week ago and can&#8217;t afford to have my benefits stopped,does anybody know what happens during this period?</p>
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	<item>
		<title>By: stuart phillips</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-210</link>
		<dc:creator>stuart phillips</dc:creator>
		<pubDate>Wed, 10 Feb 2010 14:35:16 +0000</pubDate>
		<guid isPermaLink="false">#comment-210</guid>
		<description>I&#039;m getting laid off tomorrow.  Exactly how much am I owed.  All back pay?  I got 10 pto days a year - do I get all those?</description>
		<content:encoded><![CDATA[<p>I&#8217;m getting laid off tomorrow.  Exactly how much am I owed.  All back pay?  I got 10 pto days a year &#8211; do I get all those?</p>
]]></content:encoded>
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		<title>By: Tom</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-209</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Thu, 04 Feb 2010 12:04:27 +0000</pubDate>
		<guid isPermaLink="false">#comment-209</guid>
		<description>Dear Dave&lt;br /&gt;
I  am collecting unemployment benefits.  And right now i am during my extension of benefits. I have a chance to get 1 week contract on 1099 form.&lt;br /&gt;
How it is affects my extended benefits( which is during the process. Will i be get paid for the following week  after contract ends?</description>
		<content:encoded><![CDATA[<p>Dear Dave<br />
I  am collecting unemployment benefits.  And right now i am during my extension of benefits. I have a chance to get 1 week contract on 1099 form.<br />
How it is affects my extended benefits( which is during the process. Will i be get paid for the following week  after contract ends?</p>
]]></content:encoded>
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	<item>
		<title>By: Labor Flexibilty</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-208</link>
		<dc:creator>Labor Flexibilty</dc:creator>
		<pubDate>Mon, 01 Feb 2010 16:25:34 +0000</pubDate>
		<guid isPermaLink="false">#comment-208</guid>
		<description>Dave in Milton - r. you severance check.  All you can get here is hearsay and random opinions.  So for total comfort you&#039;ll want to call and ask.  That said, I&#039;d say it&#039;s obvious that you didn&#039;t work and the check is compensation for work you did in the past.&lt;br /&gt;
&lt;br /&gt;
Pam - That all sounds typical to me.  But note, &quot;quit&quot; is not a good word to use in unemployment office.</description>
		<content:encoded><![CDATA[<p>Dave in Milton &#8211; r. you severance check.  All you can get here is hearsay and random opinions.  So for total comfort you&#8217;ll want to call and ask.  That said, I&#8217;d say it&#8217;s obvious that you didn&#8217;t work and the check is compensation for work you did in the past.</p>
<p>Pam &#8211; That all sounds typical to me.  But note, &#8220;quit&#8221; is not a good word to use in unemployment office.</p>
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		<title>By: Dave in Milton</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-207</link>
		<dc:creator>Dave in Milton</dc:creator>
		<pubDate>Mon, 01 Feb 2010 06:59:24 +0000</pubDate>
		<guid isPermaLink="false">#comment-207</guid>
		<description>Dave - this is a great site and I&#039;ve also learned a lot.  My former employer shut down the company as of December 31, 2009. I receive the full benefit and am getting my amounts regularly now.  The issue is my former employer did not give normal severance package upon the date I and others were let go. He is giving myself and others a severance check which will arrive this week as a live check and paid through a 1099.  We all filled out a form last month.  This will of course not be reported to the Feds until the end of the year.  The third question &quot;Durinig the wek claimed, did you work or earn holiday pay?&quot; is still literally speaking a NO.  How should we go about reporting this?  Wait until the end of year taxes or somehow report it.  Will unemployment see it as just a week of pay (it is equal to one month of pay in actuality).  Nobody seems to have a definite answer. Normally is severance looked at as in this case 4 weeks pay and your unemployment is held off by that amount.  Any help or answers would be appreciated.  Remember, this is not a payroll check and has no taxes taken out.  Again great job.</description>
		<content:encoded><![CDATA[<p>Dave &#8211; this is a great site and I&#8217;ve also learned a lot.  My former employer shut down the company as of December 31, 2009. I receive the full benefit and am getting my amounts regularly now.  The issue is my former employer did not give normal severance package upon the date I and others were let go. He is giving myself and others a severance check which will arrive this week as a live check and paid through a 1099.  We all filled out a form last month.  This will of course not be reported to the Feds until the end of the year.  The third question &#8220;Durinig the wek claimed, did you work or earn holiday pay?&#8221; is still literally speaking a NO.  How should we go about reporting this?  Wait until the end of year taxes or somehow report it.  Will unemployment see it as just a week of pay (it is equal to one month of pay in actuality).  Nobody seems to have a definite answer. Normally is severance looked at as in this case 4 weeks pay and your unemployment is held off by that amount.  Any help or answers would be appreciated.  Remember, this is not a payroll check and has no taxes taken out.  Again great job.</p>
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		<title>By: massgirl</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-206</link>
		<dc:creator>massgirl</dc:creator>
		<pubDate>Sun, 31 Jan 2010 23:50:21 +0000</pubDate>
		<guid isPermaLink="false">#comment-206</guid>
		<description>Does anybody know if the income you received from a part time job will affect your benefit amount if your initial claim expired and you have to refile?  One DETMA employee told me if you make more than $3,800 they&#039;ll redetermine your benefit amount.  I was told by multiple people when I first filed last January that you can make up to a third of your benefit without it affecting your benefit.  I am SCREWED if they base this refiled claim on just my part time job earnings.  However, I don&#039;t know if this is actually correct, and I get a different answer from every person I try to get clarification from.  Thanks in advance.</description>
		<content:encoded><![CDATA[<p>Does anybody know if the income you received from a part time job will affect your benefit amount if your initial claim expired and you have to refile?  One DETMA employee told me if you make more than $3,800 they&#8217;ll redetermine your benefit amount.  I was told by multiple people when I first filed last January that you can make up to a third of your benefit without it affecting your benefit.  I am SCREWED if they base this refiled claim on just my part time job earnings.  However, I don&#8217;t know if this is actually correct, and I get a different answer from every person I try to get clarification from.  Thanks in advance.</p>
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		<title>By: Phil</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-205</link>
		<dc:creator>Phil</dc:creator>
		<pubDate>Wed, 27 Jan 2010 16:34:06 +0000</pubDate>
		<guid isPermaLink="false">#comment-205</guid>
		<description>Dave, &lt;br /&gt;
Great idea, great site! I have received more info here in minutes than all the hours on hold with MA. Work Force Developement.  I am a construction supervisor receiving the full $628 weekly benefit. I was laid off in Feb. 09. I have gone through my intial 26 weeks and my 20 week EB.  I am now just starting to receive the 13 additional weeks that will put me into mid april.  If I apply for career training before my one year aniversary in Feb. I will be intitled to 24 additional weeks of benifits. My question is, what will happen to the 10 weeks of the 13 that I did not use?  I understand that if you qualify, there is up to 79 weeks of benifits.  Is the 24 weeks for retraining part of that 79 weeks?&lt;br /&gt;
Thanks in advance for any insite.</description>
		<content:encoded><![CDATA[<p>Dave, <br />
Great idea, great site! I have received more info here in minutes than all the hours on hold with MA. Work Force Developement.  I am a construction supervisor receiving the full $628 weekly benefit. I was laid off in Feb. 09. I have gone through my intial 26 weeks and my 20 week EB.  I am now just starting to receive the 13 additional weeks that will put me into mid april.  If I apply for career training before my one year aniversary in Feb. I will be intitled to 24 additional weeks of benifits. My question is, what will happen to the 10 weeks of the 13 that I did not use?  I understand that if you qualify, there is up to 79 weeks of benifits.  Is the 24 weeks for retraining part of that 79 weeks?<br />
Thanks in advance for any insite.</p>
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	<item>
		<title>By: Maureen</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-204</link>
		<dc:creator>Maureen</dc:creator>
		<pubDate>Wed, 27 Jan 2010 13:20:19 +0000</pubDate>
		<guid isPermaLink="false">#comment-204</guid>
		<description>I lost my job in July.   By my calculation the initial 26 weeks ended last Saturday.  However, I still have money in my account.  Do I continue to receive benefits until that money is exhausted or should I be calling about an extension now.&lt;br /&gt;
&lt;br /&gt;
Thank you</description>
		<content:encoded><![CDATA[<p>I lost my job in July.   By my calculation the initial 26 weeks ended last Saturday.  However, I still have money in my account.  Do I continue to receive benefits until that money is exhausted or should I be calling about an extension now.</p>
<p>Thank you</p>
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		<title>By: Dave Atkins</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-203</link>
		<dc:creator>Dave Atkins</dc:creator>
		<pubDate>Tue, 26 Jan 2010 23:45:21 +0000</pubDate>
		<guid isPermaLink="false">#comment-203</guid>
		<description>That is a tough question (part time Realtor job). I believe that as long as your realtor business is not &quot;interfering&quot; with your job search, you can continue to claim unemployment benefits. See this FAQ on the DUA website about &lt;a href=&quot;http://www.mass.gov/?pageID=elwdterminal&amp;L=6&amp;L0=Home&amp;L1=Government&amp;L2=General+Resources&amp;L3=Questions+and+Answers&amp;L4=Unemployment+Insurance+FAQs&amp;L5=For+Claimants&amp;sid=Elwd&amp;b=terminalcontent&amp;f=dua_q%26a_qa_eligibility&amp;csid=Elwd#bus&quot; rel=&quot;nofollow&quot;&gt;starting a business while unemployed&lt;/a&gt;.

I have no idea how you&#039;d report the income for a house sale. I would think your approach the only practical one since you cannot assign an &quot;hourly&quot; rate to the things you do with a home seller.</description>
		<content:encoded><![CDATA[<p>That is a tough question (part time Realtor job). I believe that as long as your realtor business is not &#8220;interfering&#8221; with your job search, you can continue to claim unemployment benefits. See this FAQ on the DUA website about <a href="http://www.mass.gov/?pageID=elwdterminal&amp;L=6&amp;L0=Home&amp;L1=Government&amp;L2=General+Resources&amp;L3=Questions+and+Answers&amp;L4=Unemployment+Insurance+FAQs&amp;L5=For+Claimants&amp;sid=Elwd&amp;b=terminalcontent&amp;f=dua_q%26a_qa_eligibility&amp;csid=Elwd#bus" rel="nofollow">starting a business while unemployed</a>.</p>
<p>I have no idea how you&#8217;d report the income for a house sale. I would think your approach the only practical one since you cannot assign an &#8220;hourly&#8221; rate to the things you do with a home seller.</p>
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		<title>By: ejj</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-202</link>
		<dc:creator>ejj</dc:creator>
		<pubDate>Tue, 26 Jan 2010 19:52:31 +0000</pubDate>
		<guid isPermaLink="false">#comment-202</guid>
		<description>ok I guess I sort of know the answer to this but let me ask it just in case. I am a ft employee at a company and I am a pt realtor. I may be getting laid off by my full time employer.. if I do and I get unemployment benefits, I can still be a realtor (independent contractor). When and if I ever have a closing, then I have to report the commission for that week? Then I would become ineligible for benefits for that week and will need to reopen my claim the next week? Is that right?</description>
		<content:encoded><![CDATA[<p>ok I guess I sort of know the answer to this but let me ask it just in case. I am a ft employee at a company and I am a pt realtor. I may be getting laid off by my full time employer.. if I do and I get unemployment benefits, I can still be a realtor (independent contractor). When and if I ever have a closing, then I have to report the commission for that week? Then I would become ineligible for benefits for that week and will need to reopen my claim the next week? Is that right?</p>
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		<title>By: Craig Adams</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-201</link>
		<dc:creator>Craig Adams</dc:creator>
		<pubDate>Wed, 20 Jan 2010 16:12:15 +0000</pubDate>
		<guid isPermaLink="false">#comment-201</guid>
		<description>Hey everyone. I exhausted my initial claim back in June. Managed to find temporary employ and was laid off again. In filing for Tier 1 extended benefits I had a much faster waiting period go by. About a week or so till I got my first check on Tier 1 EB. I encourage you all who are in limbo waiting for your first check to be patient and in the meantime try the UI check status line listed in your unemployment insurance guide that was sent to you. 617-626-6563 this also gives you a seemingly better chance at talking to someone if you have questions. You will still be put on hold after your automated check inquiry but I found the waiting time to be less. Good luck!</description>
		<content:encoded><![CDATA[<p>Hey everyone. I exhausted my initial claim back in June. Managed to find temporary employ and was laid off again. In filing for Tier 1 extended benefits I had a much faster waiting period go by. About a week or so till I got my first check on Tier 1 EB. I encourage you all who are in limbo waiting for your first check to be patient and in the meantime try the UI check status line listed in your unemployment insurance guide that was sent to you. 617-626-6563 this also gives you a seemingly better chance at talking to someone if you have questions. You will still be put on hold after your automated check inquiry but I found the waiting time to be less. Good luck!</p>
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		<title>By: Pam</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-200</link>
		<dc:creator>Pam</dc:creator>
		<pubDate>Wed, 20 Jan 2010 14:05:55 +0000</pubDate>
		<guid isPermaLink="false">#comment-200</guid>
		<description>Husband&#039;s co. lost their contract (security co.) - new company did not pick him up.  Old co. couldn&#039;t guarantee 40.0 week and same rate of pay (worked for them 15 months) and he asked for a new schedule from them, they laughed in his face.  He quit and then filed for unemployment on 12/1 approx.  Received his packet of benefits, initial determination letter; shows $ in his account on the website - finally got a call from the adjunctitator yesterday-she told him that she had waited 3 weeks for the company to get back to her and had to call them again to hear their side.  Called my husband for his side and now told him she will contact company and then make a determination within 10 days.  He&#039;s been waiting for 7 weeks - does this sound right?  Never been on unemployment. thanks for your time.</description>
		<content:encoded><![CDATA[<p>Husband&#8217;s co. lost their contract (security co.) &#8211; new company did not pick him up.  Old co. couldn&#8217;t guarantee 40.0 week and same rate of pay (worked for them 15 months) and he asked for a new schedule from them, they laughed in his face.  He quit and then filed for unemployment on 12/1 approx.  Received his packet of benefits, initial determination letter; shows $ in his account on the website &#8211; finally got a call from the adjunctitator yesterday-she told him that she had waited 3 weeks for the company to get back to her and had to call them again to hear their side.  Called my husband for his side and now told him she will contact company and then make a determination within 10 days.  He&#8217;s been waiting for 7 weeks &#8211; does this sound right?  Never been on unemployment. thanks for your time.</p>
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		<title>By: Peter</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-199</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Wed, 20 Jan 2010 13:19:41 +0000</pubDate>
		<guid isPermaLink="false">#comment-199</guid>
		<description>Hey i have not worked in about 3 yrs. (on the books), i have been in and out of drug rehabs, and i need money to get my car on the road to look for work....i live in the lowell area...now i have been on umemploument 1 time before back in 06 now i was wondering if anyone knows if i am eligible for assistance again...even though i have not worked in years.  &lt;br /&gt;
&lt;br /&gt;
please help me.</description>
		<content:encoded><![CDATA[<p>Hey i have not worked in about 3 yrs. (on the books), i have been in and out of drug rehabs, and i need money to get my car on the road to look for work&#8230;.i live in the lowell area&#8230;now i have been on umemploument 1 time before back in 06 now i was wondering if anyone knows if i am eligible for assistance again&#8230;even though i have not worked in years.  </p>
<p>please help me.</p>
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		<title>By: Heidi</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-198</link>
		<dc:creator>Heidi</dc:creator>
		<pubDate>Sun, 17 Jan 2010 23:29:40 +0000</pubDate>
		<guid isPermaLink="false">#comment-198</guid>
		<description>Hi guys-&lt;br /&gt;
&lt;br /&gt;
Just a quick update for others who are waiting.  &lt;br /&gt;
&lt;br /&gt;
I JUST got my monetary benefit determination letter at the end of last week, which was 3 weeks from the date I filed my initial claim. I was eligible to begin filing, and did so the week of 12/20. &lt;br /&gt;
&lt;br /&gt;
I suspect they may be backed up in processing due to the New Year.  I&#039;m heading into my fifth week of claiming benefits without any money as of yet.  I&#039;m going to call this week to see if I can get an update.  &lt;br /&gt;
&lt;br /&gt;
Will keep you all posted.&lt;br /&gt;
&lt;br /&gt;
Best,&lt;br /&gt;
&lt;br /&gt;
H</description>
		<content:encoded><![CDATA[<p>Hi guys-</p>
<p>Just a quick update for others who are waiting.  </p>
<p>I JUST got my monetary benefit determination letter at the end of last week, which was 3 weeks from the date I filed my initial claim. I was eligible to begin filing, and did so the week of 12/20. </p>
<p>I suspect they may be backed up in processing due to the New Year.  I&#8217;m heading into my fifth week of claiming benefits without any money as of yet.  I&#8217;m going to call this week to see if I can get an update.  </p>
<p>Will keep you all posted.</p>
<p>Best,</p>
<p>H</p>
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		<title>By: Rob K</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-197</link>
		<dc:creator>Rob K</dc:creator>
		<pubDate>Sun, 17 Jan 2010 11:06:12 +0000</pubDate>
		<guid isPermaLink="false">#comment-197</guid>
		<description>I just certified my weekly UI with the DUA today, and I saw on the results page that my claim, which was reopened in 11/09, is set to expire on 2/20/10. It also said that I may need to file anew. I am quite concerned that my weekly UI check will completely stop. Is there anything that I can do now to prevent another waiting period from happening? I really cannot afford any interruptions.</description>
		<content:encoded><![CDATA[<p>I just certified my weekly UI with the DUA today, and I saw on the results page that my claim, which was reopened in 11/09, is set to expire on 2/20/10. It also said that I may need to file anew. I am quite concerned that my weekly UI check will completely stop. Is there anything that I can do now to prevent another waiting period from happening? I really cannot afford any interruptions.</p>
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		<title>By: Rob K</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-196</link>
		<dc:creator>Rob K</dc:creator>
		<pubDate>Sat, 16 Jan 2010 20:57:39 +0000</pubDate>
		<guid isPermaLink="false">#comment-196</guid>
		<description>Does anybody know what the limit is that a person can earn working a part-time job is before your weekly UI benefit amount is reduced?&lt;br /&gt;
&lt;br /&gt;
Thx for the feedback -- This is a good site......</description>
		<content:encoded><![CDATA[<p>Does anybody know what the limit is that a person can earn working a part-time job is before your weekly UI benefit amount is reduced?</p>
<p>Thx for the feedback &#8212; This is a good site&#8230;&#8230;</p>
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		<title>By: Mark</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-195</link>
		<dc:creator>Mark</dc:creator>
		<pubDate>Wed, 13 Jan 2010 17:09:31 +0000</pubDate>
		<guid isPermaLink="false">#comment-195</guid>
		<description>I was separated from my employer Nov 17...waited until Nov 27 to call...Last Monday, I caled and they gave me the name &amp; number of an adjuster...called Mon, Tue, &amp; Wed and they called Thursday saying my adjuster was someone else.  Called new adjuster immediately, and had my interview that afternoon.  Called today to check status, a few hours later my alloted funds were reduced by the appropriate amount...hopefully eft or check soon.</description>
		<content:encoded><![CDATA[<p>I was separated from my employer Nov 17&#8230;waited until Nov 27 to call&#8230;Last Monday, I caled and they gave me the name &amp; number of an adjuster&#8230;called Mon, Tue, &amp; Wed and they called Thursday saying my adjuster was someone else.  Called new adjuster immediately, and had my interview that afternoon.  Called today to check status, a few hours later my alloted funds were reduced by the appropriate amount&#8230;hopefully eft or check soon.</p>
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		<title>By: ian</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-194</link>
		<dc:creator>ian</dc:creator>
		<pubDate>Wed, 13 Jan 2010 16:55:00 +0000</pubDate>
		<guid isPermaLink="false">#comment-194</guid>
		<description>let see. &lt;br /&gt;
&lt;br /&gt;
unemployed on December 3rd, filed an unemployment claim on December 7th, haven&#039;t received any money as of today. this is my 6th week of being unemployed. &lt;br /&gt;
&lt;br /&gt;
My work is seasonal and every winter i get laid off.  Also, every year it takes longer and longer to receive any money from the state.</description>
		<content:encoded><![CDATA[<p>let see. </p>
<p>unemployed on December 3rd, filed an unemployment claim on December 7th, haven&#8217;t received any money as of today. this is my 6th week of being unemployed. </p>
<p>My work is seasonal and every winter i get laid off.  Also, every year it takes longer and longer to receive any money from the state.</p>
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		<title>By: neena</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-193</link>
		<dc:creator>neena</dc:creator>
		<pubDate>Tue, 12 Jan 2010 15:02:27 +0000</pubDate>
		<guid isPermaLink="false">#comment-193</guid>
		<description>Hi:&lt;br /&gt;
Can anyone advise.  I was laid off in June 09.  I am on my 3 week extension which is approved for 20 more weeks.  I am very worried as I have applied for several jobs but have no leads.  Does anyone know what happens after this extension run out?  Is there any other way to file for more UE benefits?&lt;br /&gt;
&lt;br /&gt;
Please help!</description>
		<content:encoded><![CDATA[<p>Hi:<br />
Can anyone advise.  I was laid off in June 09.  I am on my 3 week extension which is approved for 20 more weeks.  I am very worried as I have applied for several jobs but have no leads.  Does anyone know what happens after this extension run out?  Is there any other way to file for more UE benefits?</p>
<p>Please help!</p>
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		<title>By: El</title>
		<link>http://davewrites.com/what-i-ve-learned-about-unemployment-in/comment-page-4/#comment-192</link>
		<dc:creator>El</dc:creator>
		<pubDate>Mon, 11 Jan 2010 13:22:40 +0000</pubDate>
		<guid isPermaLink="false">#comment-192</guid>
		<description>This blog is a godsend...so many questions are answered that aren&#039;t clear on the UI site. Sounds like I don&#039;t have to fear taking a little consulting work, as long as I mention 1099 if I go over the 1/3 amount. Thanks, Dave!</description>
		<content:encoded><![CDATA[<p>This blog is a godsend&#8230;so many questions are answered that aren&#8217;t clear on the UI site. Sounds like I don&#8217;t have to fear taking a little consulting work, as long as I mention 1099 if I go over the 1/3 amount. Thanks, Dave!</p>
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